Make Available Your Health Insurance

We design best solutions to deliver your health insurance EVERYTIME, EVERYWHERE

About Us

The development of information technology tools has revolutionized the insurance industry worldwide, making many tasks possible that seemed like a dream before IT development. Operational costs, customer satisfaction, process agility, the emergence of creativity, and the prevention of fraud and abuse have significantly improved in the insurance industry across various countries due to this transformation.

The necessity of optimal use of information technology tools in insurance companies is undeniable, and all policymakers and executive managers are seeking ways to make service delivery processes faster, cheaper, more transparent, and healthier using these tools. Among various insurance branches, health insurance, due to its high volume of operations, diversity, and multitude of beneficiaries, is one of the areas that more than other branches requires attention and digitalization of processes and operations.

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Solution

The CTPA (Credit Third-Party Administrator) solution, as an innovative approach in the field of insurance payment management, helps to make payments to medical centers or insured individuals in a shorter time and with a simpler process. To better understand the CTPA solution, we will first explain TPA and its differences from CTPA.

The TPA (Third-Party Administrator) solution

The TPA (Third-Party Administrator) solution, as a management solution in the insurance and healthcare services industry, deals with contract management, assessment, and calculation of claims. This solution helps insurance companies and medical centers efficiently and accurately carry out complex and time-consuming processes related to claims assessment and insurance contract management. With its expertise and experience in this field, TPA plays a significant role in reducing the administrative burden and increasing accuracy in insurance processes.

The CTPA (Credit Third-Party Administrator) solution

In contrast, the CTPA solution, in addition to management services similar to TPA, also includes the provision of credit facilities to insured individuals and medical centers. In fact, by adding financial capabilities to its services, CTPA enables medical expenses to be paid on credit or in installments. These financial facilities are a significant advantage for insured individuals and medical centers, helping to reduce financial pressure and facilitate payments.

Difference between TPA and CTPA

The main difference between TPA and CTPA lies in the provision of credit facilities. While TPA only deals with contract management, assessment, and calculation of claims, CTPA, by adding credit services to its range of services, offers a more comprehensive and flexible solution. This difference allows CTPA to address a wider range of needs and more effectively contribute to improving customer experience and increasing financial and operational efficiency in the insurance and healthcare services industry.

Value Proposition

  • Faster Payment : Reduced time for healthcare centers and insured individuals to receive payments, leading to increased satisfaction.
  • Reduced Complexity : Simplified expense reimbursement process for insured individuals and healthcare centers, which reduces stress and confusion.
  • Financial Facilities : Providing the possibility to pay expenses not covered by insurance in the form of credit facilities, which increases the purchasing power of insured individuals.
  • Reduced Administrative Burden : Decreased administrative workload for insurers by transferring part of the processes to CTPA, leading to improved efficiency and reduced costs.

Benefit

Local Policyholders

Local Policyholders Who are the clients of local insurers.

Business People

Business People Who come for professional or commercial reasons

Tourists Travelers

Tourists Travelers who come to the country to visit and enjoy the attractions.

Make Available Your Health Insurance

We design best solutions to deliver your health insurance EVERYTIME, EVERYWHERE

Team

Yaghoub Ghanbarzadeh

CEO & Co-Founder An experienced entrepreneur and strategic leader with a background in insurance technology and business development. He has successfully led cross- border projects, focusing on digital transformation and scalable business models

Akbar Eftekhari

CPO & Co-Funder Specialized in product design and customer experience with several years of expertise in building user-centric digital platforms.

Maryam Rafizadeh

CTO Technology leader with 21+ years in designing and developing financial systems, specializing in software engineering, system architecture, and AI-driven solutions.

Asieh Eftekhari

Bussiness Analyst A professional with strong analytical and operational skills, experienced in market research, requirements gathering, and process optimization.

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Contact

Address

Rue de Milan, 75009 Paris

Email Us

info@paysurance.fr